Different Types of Caravan Insurance Quotes

Different Types of Caravan Insurance Quotes

When you are looking for caravan insurance quotes, it is important that you differentiate between the different types of caravans.

Static Caravan:

There are two types of caravans. The first one is a static caravan. This is a caravan that is generally situated in a fixed location throughout the year, such as in a camping site. The point here is that it is not really subject to road accidents. Instead it is at risk similar to houses. It has the main facilities such as power, water etc which is provided by the camping site. However, it is also subject to adverse weather conditions, falling trees or debris that are blown around in heavy finds and other more long term damage such as weathering, decay etc. Therefore, it has its own type of insurance.

Touring Caravan:

A touring caravan is often on the road throughout the holiday season and therefore is subject to the same risks, such as accidents, as a car. Therefore, additional insurance cover will have to be taken out before moving a touring caravan on the road. With some insurance policies, you will be able to amend the existing cover and add the touring caravan on it for the time period needed. That is obviously best and would work out cheapest. So the first place to check whether this is the case is with your existing insurance company. Otherwise, you will have to take out an insurance policy that is separate to your car insurance for your touring caravan.

Easiest Way of Getting Caravan Insurance:

The fastest and easiest way of getting caravan insurance quotes is by getting them online such as through the paid adverts. This is very easy and straight forward. You will want to compare at least 100 quotes to find something suitable. Don’t worry, you will not have to manually do this yourself. There are companies that specialise in searching 50 or more car insurance quotes based on the data you provide. By using 3 different searches with different companies, you can easily get 100 quotes. Out of these you select 3 or 4 quotes that seem suitable. You then contact each one of those companies individually to obtain further information and to speak to and advisor. Make sure you get all the data on the small print as well and you are well on the way of getting your perfect caravan insurance.

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